Hurricane Property Damage
The most common type of insurance claim that is made after a hurricane is for property damage. Property damage claims are generally made for damage to a person’s home, car, boat or some other structure on your property that was damaged by a storm. While the initial effects of the storm can be hard to deal with, dealing with your insurance company after a storm can be equally difficult.
A hurricane claim is not like a minor car accident – the rules are different and the consequences of not knowing them, or not following them, can be catastrophic.
Steps To Take After Discovering Property Damage
If you or someone you know needs to make a claim as a result of property damage, attorney George Murr suggests you take the following steps:
- Review the checklist on this site. This list provides helpful information and important tips to keep in mind when dealing with your insurance claim.
- Be organized and thorough. And remember to document everything you do.
- Know your policy says and what the provisions of the policy mean.
- Do your research. You should approach your claim like the insurance company or any other business.
- Don’t be afraid to ask questions and press when you feel you are not getting straight answers.
- Don’t be afraid to get a second opinion. If you feel that your claim is being undervalued, you should get a second opinion to determine whether your feelings are correct.
- Be patient. The claims process is slow but the best way to maximize your claim and get all the money you are entitled to receive is to work the process and not give up simply to be done.